I hate looking ahead, but just for the sake of argument - ASSUMING we do what we need to do and end up in Atlanta vs. Bama....
Bama being ranked #5 only means that they can't afford to lose another game and can't afford to lose the SEC Championship game. That said, A&M made our path a little easier, because if Bama that wins the SEC Championship by a narrow margin and yields them 12-1 and UGA 12-1, then almost certainly the CFP committee would seed UGA in the playoffs and most likely keep Bama out because of the loss against an unranked team - despite winning the conference championship. If they lost to a top 10, then Bama would go and UGA would be frozen out, but that loss to unranked A&M mortally wounds their chance to go to the playoffs, especially if you have an undefeated Iowa and/or Cincinnati.
That's enough speculation. We're miles away from that right now. There's a LOT of SEC ball left to be played. Take care of Kintucky. Then take care of FU.
Oh, and Wart - no, I have no doubt Bama will get their act together and win out. Even if it's not pretty, they'll win out.